Terms and Conditions

These Terms and Conditions ("Terms") govern the use of the platform and services of HSBC BANK ("Company", "we"), operating at https://be.kreditfurale.de/.

By accessing or using our services, you declare that you have read, understood, and accepted these Terms in their entirety. If you do not agree with any of the conditions, please do not use our services.

• "Platform" — The website and applications of HSBC BANK accessible via the Internet.
• "User" — Any natural or legal person accessing the Platform and using the Services.
• "Services" — All financial and banking services provided by HSBC BANK.
• "Account" — The personal account created by the User to access the Services.
• "Data" — Any information provided by the User when using the Platform.

HSBC BANK grants the User a non-exclusive and non-transferable license to use the Platform, exclusively for legal purposes and in accordance with these Terms.

It is expressly forbidden to:

• Use the Platform for illegal activities or activities that infringe the rights of third parties.
• Attempt to access HSBC BANK's systems or data without authorization.
• Disseminate malicious software or any other harmful content.
• Collect other users' data without their explicit consent.
• Use the Platform for money laundering purposes.

Access to certain services requires the creation of an Account. The User undertakes to provide accurate, complete, and updated information during registration.

• The User is solely responsible for the confidentiality of their login credentials.
• Any activity carried out via the Account is deemed to have been authorized by the User.
• In the event of unauthorized access, the User must immediately notify HSBC BANK at info@be.kreditfurale.de.

HSBC BANK is a licensed credit institution. The provision of financial services is subject to the regulations in force of the European Union and national legislation.

• Any loan application is subject to a creditworthiness assessment.
• Interest rates and loan conditions are determined on a case-by-case basis.
• HSBC BANK reserves the right to refuse an application without obligation to provide reasons.

The User undertakes to:

• Provide truthful, accurate, and complete information in all transactions.
• Immediately inform HSBC BANK of any changes in their data.
• Comply with all applicable laws and regulations.
• Not use the Platform for fraud or deception purposes.
• Cooperate with HSBC BANK in the context of KYC/AML checks.

All content of the Platform, including texts, graphics, logos, images, and software, is the exclusive property of HSBC BANK and is protected by intellectual property laws.

HSBC BANK cannot be held responsible:

• For interruptions or malfunctions of the Platform due to technical problems or force majeure.
• For data losses due to factors beyond its control.
• For the User's decisions based on the Platform's information.
• For damages resulting from unauthorized access to the User's account.

HSBC BANK reserves the right to suspend or terminate the User Account without notice in the event of a violation of these Terms.

The User may request the deletion of their Account at any time by contacting info@be.kreditfurale.de. Deletion is subject to legal data retention obligations.

These Terms are governed by the law of the Federal Republic of Germany. Any dispute arising from these Terms falls under the exclusive jurisdiction of the courts of HSBC BANK's registered office: 12 beta nice, france.

HSBC BANK reserves the right to modify these Terms. Changes will be communicated to Users by appropriate means before they take effect.

For any questions regarding these Terms, contact us: